Building & Contents Insurance
Your home is more than just a building - it's where your life happens. Protect both the structure and everything inside it.
This service is offered by a trusted third-party provider.
Get a QuoteUnderstanding Home Insurance
Buildings Insurance
Covers the cost of repairing or rebuilding your home if it's damaged by events like fire, flood, or subsidence.
Contents Insurance
Protects your possessions against theft, accidental damage, fire, and flood.
Combined Cover
Many homeowners opt for a combined policy that covers both the building and contents together.
Buildings Insurance Covers
The structure of your home (walls, roof, floors)
Permanent fixtures (kitchen units, bathrooms)
Garages, sheds, and outbuildings
Fences, gates, and driveways
Pipes, cables, and drains
Rebuilding costs after fire, flood, or storm
Note: Buildings insurance is usually a requirement of your mortgage lender.
Contents Insurance Covers
Furniture and furnishings
Electronics (TVs, computers, gaming consoles)
Clothing and personal belongings
Jewellery and valuables
Kitchen appliances
Items temporarily outside your home
Tip: Keep receipts and photos of valuable items for potential claims.
Why Arrange Insurance Through Us?
Convenience: When you're arranging a mortgage with us, we can sort your buildings insurance at the same time - one less thing to worry about.
Expert guidance: We'll ensure you have the right level of cover for your property and circumstances.
Competitive quotes: We compare policies from multiple insurers to find you a great deal.
Claims support: If you ever need to make a claim, we're here to help guide you through the process.
Annual reviews: We'll remind you when your policy is up for renewal and can help you review your cover.
Key Considerations
Sum insured: Make sure your cover reflects the full rebuild cost of your property, not its market value.
Contents valuation: Underestimating your contents value could leave you short if you claim. We can help you calculate an accurate figure.
Excess levels: A higher excess means lower premiums, but make sure you could afford to pay it if you claimed.
Accidental damage: This is often an optional extra but can be valuable, especially with children!
Landlord Insurance
If you're a buy to let landlord, you'll need specialist landlord insurance rather than a standard home insurance policy. This covers the building, can include landlord contents (furnishings you provide), and offers additional protections like rent guarantee and legal expenses.
We can help you find the right landlord insurance to protect your investment property.
Protect Your Home
Whether you're buying your first home, remortgaging, or simply reviewing your current cover, we can help you find the right protection.